If you consistently struggle to make your minimum monthly credit card payments, debt settlement can be an option to relieve yourself of the debt. However, your debt will not disappear overnight. Beware of anyone that tells you that! This is a 12-36 month process and partnership with us. We call it a partnership because we will be on your side throughout the process. The more successful you are, means the more successful we are. It won't benefit either you or us to start a program that won't work. We make sure you understand the program and qualify financially to make it through the program.

Take this quiz and find out if you need to take action with your debt.

1. Are you paying just the minimums on your credit cards?
2. Are you making payments, but the balances are not going down?
3. Have you been late on one or more credit cards or utility bills?
4. If not, do you think you are going to be late in the next three months?
5. Are you using one credit card to make payments on another?
6. Has a "life-event" occurred that will make you unable to keep up with your monthly bills?

If you answered "yes" to two or more of the questions, the time is NOW to take action with your debt! Contact our customer care department for a no obligation analysis. Discover the TRUTH about debt settlement! Discover LiveWell: 1-888-862-0062.

Debt Settlement Questions & Answers

PROS	CONS
Very quick way to reduce your unsecured debt.	Can not open any new credit accounts while in program.
Reduces the total amount of unsecured debt owed.	Negative impact on your credit, since you are not paying the full amount due to your creditors.
One consolidated payment.
Quicker and better than bankruptcy.
Reduce the amount of creditors calling.
Less negative impact then bankruptcy.
Allows you more monthly cash flow.
Can reduce unsecured debt up to 70% in some cases.